Commercial Insurance Types
A description of various types of commercial insurance coverages is below. These are not all inclusive and only provide a brief description of intended coverage. Please give us a call to discuss any of these in further detail or for some claim examples.
GENERAL LIABILITY INSURANCE
WORKERS COMPENSATION INSURANCE
PROFESSIONAL LIABILITY INSURANCE (ERRORS & OMISSIONS)
COMMERCIAL AUTOMOBILE INSURANCE
BUILDERS RISK INSURANCE
CONTRACTOR'S TOOLS AND EQUIPMENT COVERAGE
EMPLOYMENT PRACTICES LIABILITY INSURANCE
UMBRELLA / EXCESS COVERAGE
DIRECTORS AND OFFICERS LIABILITY
COMMERCIAL PROPERTY COVERAGE
This is coverage for damage sustained to an owned building; business personal property, including inventory; or tenant improvements and betterments by a covered peril. Additional coverages such as Business Income, Equipment Breakdown, Ordinance or Law, Debris Removal, and Sewer/Water Backup are important to discuss with your agent, as you could be left paying more out-of-pocket expenses during a claim than you expected. Coverage can be purchased for rented buildings, vacant buildings, or occupied buildings.
OUR PARTNER COMPANIES
We work with the best financial institutions available in today’s market. With over thirty insurance companies, nationwide, at our disposal, we are able to provide the best pricing and coverages available. We also partner with the following agencies, to give you a team of professionals, each with well over twenty years in the industry.
The AHBE Group, Inc. provides Precision Insurance Services the ability to have access to all these insurance companies; offers the opportunity to write insurance in 45 states; and continually work for you to assess company ratings yearly. The AHBE Group boasts exemplary customer claims satisfaction; and carefully selection new insurance companies entering the Colorado market.